... actually don't give a shit about you, and security only extends to how it affects them. 

And then there's HSBC:

HSBC Bank Sends Pre-Activated ATM/Debit Cards in Mail

HSBC Bank often doesn't follow this fundamental security procedure: Some of their debit and ATM cards arrive in your mailbox already activated.

Since these debit cards draw money directly from your checking account, HSBC's carelessness puts all of the money in your account at risk. Should fraud occur, you will not see your stolen funds again for weeks.